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Your Guide to

Home Ownership

Deb Bly Presents to Ken and Karen Smith

Knowledge, Experience, Professionalism

Dear

Ken and Karen Smith

Buying a home is a rewarding adventure and we're so happy to have the opportunity to bring your real estate dreams to life! In doing so, we aim to instill knowledge and confidence in all our buyers while helping them successfully navigate through every step of the process.

In the following presentation, you’ll be provided an outline of everything you need to know from consultation to handing over the keys. Our mission is to deliver world-class customer service and a winning experience.
Sincerely,

Deb Bly

- you're in great hands -

Meet

Deb Bly

REALTOR® | Team Lead
(832) 932-5425
Deborah Bly, REALTOR® with The Bly Team at eXp Realty, has built a legacy that extends far beyond real estate. With over 30 years as a full-time, active real estate professional and leader of one of the top-producing teams in the Houston area, Deborah’s impact is both measurable and deeply felt throughout the communities she serves.

While her professional success is well-established, what truly defines Deborah is her unwavering commitment to service. For 29 years, she served as a volunteer firefighter in her city—demonstrating courage, discipline, and a willingness to step in when others step back. That same mindset carries into her real estate career, where protecting and guiding her clients is always at the forefront.

Deborah’s dedication to her community extends into ongoing involvement with local outreach initiatives, where she partners with organizations focused on strengthening neighborhoods and supporting those in need. Her work is not limited to transactions—it is rooted in a genuine desire to make a lasting difference in the lives of others.

In times of crisis, Deborah’s leadership becomes even more evident. Following the devastation of Hurricane Harvey, she actively volunteered with Habitat for Humanity, helping rebuild homes for families affected by the catastrophic flooding. Her hands-on approach reflected not only her work ethic, but her belief that real estate is ultimately about people—their stability, their security, and their future.

As the leader of The Bly Team, Deborah has built a culture centered on service, integrity, and results. She has mentored and developed a team of agents who carry forward those same values, creating a consistent and elevated experience for clients across the Greater Houston area. Her influence is seen not only in the transactions her team closes, but in the standard of excellence they uphold.

Deborah’s legacy is not defined by production alone, but by the lives she has impacted, the communities she has strengthened, and the trust she has built over decades. Her work stands as a reflection of what real estate can be at its highest level—service-driven, people-focused, and deeply rooted in community.

Service Areas: Houston, League City, Clear Lake, Friendswood, Pearland, Webster, Kemah, Seabrook, Galveston, Greater Houston Area
TREC Information About Brokerage Services
Consumer Information Form
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Proven Track Record

Service

Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.

Knowledge

By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.

Integrity

Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.

Buyer markets

Buyers get better deals and more choices when MAI is low.

Seller markets

Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:

View current market trends

Scan the QR code to see the current Market Trends report

Unique Value I Provide My Clients

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Professional Network to help your purchase go smoothly

Professional Network

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The Bly Team

713-859-7007

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Mortgage Loan Originator

Melissa Sears

melissa.sears@legendhomelending.com

(832) 695-8658

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Market insights as a result of my recent sales in your area

Active listings in the League City, TX 77573 area!

My sales activity in your desired search area will directly benefit you due to my market knowledge, negotiating prowess, and insights into local activity!
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Exceptional reviews that reflect a pattern of excellence with my past clients.

Raving Reviews

My family and I had a wonderful experience using the Bly team as our realtor team to sell our house. The experience was extremely smooth from the start. I appreciated the the honest opinions and straightforward advice. We listened to what Deb stated we needed to do with the house and completed the tasks. The photographer she used was also excellent. Her advice worked; we listed, had showing requests within the hour, and had an offer above asking price the next day. I would highly recommend the Bly team.
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We have worked with Deb Bly with The Bly Team since our very first real estate transaction back in 2013, and she has been an incredible partner through countless transactions ever since. Most recently, she helped me sell my mother and Papa’s home, and not only was the process smooth and seamless, but she handled every step with compassion and understanding for our unique family situation. She went above and beyond to accommodate all of my parents’ needs, and that meant the world to us. When we sold our last home, Deb even brought us an off-market buyer at asking price above what we could have imagined. She truly has an art for listing homes, marketing them beautifully, and guiding her clients through the selling process with unmatched expertise. Her entire team works seamlessly together, communicating clearly and supporting every detail from start to finish. You feel taken care of every step of the way. Beyond real estate, Deb is constantly investing in our community. She’s always looking for ways to make our neighborhoods better from gifting pies at Thanksgiving to donating her time and resources to local families in need. Her generosity and heart for others shine through in everything she does. I recommend Deb to everyone we meet, because she’s not just an exceptional Realtor… she’s an exceptional human, community member, and friend. If you’re looking for someone you can trust completely with one of life’s biggest decisions, Deb Bly and The Bly Team are the ones.
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Working with Deborah was an absolutely fantastic experience. From the moment we signed with her, everything moved quickly and smoothly—she had our house sold in just one week! Deborah was professional, responsive, and truly went above and beyond to make the entire process stress-free. Her knowledge of the market and attention to detail made a huge difference, and we always felt confident that we were in great hands. I would highly recommend Deborah to anyone looking to buy or sell a home. She is simply amazing!
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Deb Bly and The Bly Team are fantastic to work with. They’re professional, responsive, and clearly have deep experience in the Houston-area market. What really stands out is how strong their team structure is — they’re organized, efficient, and you can feel that they’ve built a real system to take care of clients the right way. Deb’s experience and reputation in the industry come through in every interaction, and her team brings the kind of communication and follow-through that makes a big difference in a real estate transaction. If you’re buying or selling in the Houston / Galveston / Harris County area, I’d absolutely recommend Deb Bly and The Bly Team.
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Tina was very helpful with helping my family and I finding a home. We live out of state and are relocating to Texas. Tina answered all of our questions and showed she had our best interest in mind with what we were needing in a house! She even helped arrange a virtual final walk-through of the house before our closing, since we couldn't stay in Texas at that time. We definitely appreciate how much help and support we received!
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We are so appreciative of The Bly Team - especially Deborah Bly with eXp Realty for listing, assisting with appropriate pricing, recommendations for staging our home, then coordinating excellent photographer/photos and negotiating multiple offers for the sale. Deborah's efforts assisted us in selling our home in record time of 3 days on the market with multiple buyers scenario. Thank you very much.
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Could not be more happy with our experience working with Deb! We had relocated out of state and had been renting our house for three years before deciding to sell. Deb went above and beyond and made the whole process smooth. She was able to help relocate our renters, guide and manage significant upgrades for the sale, and get our house sold within two weeks of listing. Truly cannot recommend her enough to anyone buying or selling a house in the area. Thanks Deb!
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My family and I had a wonderful experience using the Bly team as our realtor team to sell our house. The experience was extremely smooth from the start. I appreciated the the honest opinions and straightforward advice. We listened to what Deb stated we needed to do with the house and completed the tasks. The photographer she used was also excellent. Her advice worked; we listed, had showing requests within the hour, and had an offer above asking price the next day. I would highly recommend the Bly team.
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The Bly Team did amazing. This was our first house to sell. The Bly Team had no problem sitting with us and explaining the process. They walked us through the process from day one tell closing. The team is very experienced and made fast work out of selling our first home. I would recommend this team to anyone. The team worked like a well oiled machine and were very responsive when we had question. The team keep us in the loop all through the process. Thank you Bly Team. We look forward to using you again in the future.
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This review is long overdue, but our experience truly deserves the recognition. My husband and I sold our Nassau Bay home during the pandemic while living out of state, with a difficult tenant and an unresponsive property manager — not an easy situation.Deborah and her team were incredible. Despite constant obstacles and denied showings, she stayed persistent, professional, and fully in our corner. She ultimately secured full asking price sight unseen, with the buyers’ first visit happening at inspection. Throughout the process, Deborah kept us informed, guided us with confidence, and fought to ensure nothing derailed the sale.We highly recommend Deborah to anyone looking for a realtor who is knowledgeable, relentless, and truly advocates for her clients.
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Loyalty

This custom presentation that I’ve shared with you is an example of the care and effort I put into each of my best clients. I recognize that real estate transactions are one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, you should feel strongly that mutual respect and understanding are key components of hiring me to help you accomplish real results starting right away.

Reviewing each other’s roles and responsibilities as we embark on the next steps together is how we can decide if we are ready to move forward together.

Processes

1

Consultation

We’ll sit down together and help you determine your needs wants and goals while offering my personal industry expertise and strategies for bringing your vision to life.
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2

Pre-Approval

Getting pre-approved will help you know exactly what you can afford so you can confidently focus on the right homes. Plus, it shows sellers you’re serious, giving you an edge when making an offer.
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3

Property tours

After you have reviewed and selected which homes you want to tour, we get to go shopping! This is where you can start figuring out what you really want in your new home.
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4

Write offer

Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
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5

Under Contract or Escrow

With your offer accepted, we enter a 30-day Escrow period. This involves a neutral third party company that holds funds while conducting a thorough underwriting process to ensure all aspects of the contract are upheld properly
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6

Appraisal

The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward. The appraiser can demand repairs completed by the seller before they will give their approval.
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7

Inspections

Now that you've found your home we need to order the inspection. The inspection will let you know what repairs are needed, some are minor and some may be safety issues. Don't worry, you are still protected.
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8

Closing

Congratulations! You now own a home and can get moved in. It's time to celebrate and have your housewarming and show off your home. We will be standing by to answer any questions you may have about home-ownership and have a list of contractors if the need arises.
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105 More Ways

Agents Who Are Realtors ® Are Worth Every Penny Of Their Compensation.

Here’s a look at all the things – big and small – that a REALTOR ® may do to help clients when buying a home.

Counseling Session Activities

  • Prepare the buyer for executing a buyer representation agreement
  • Explain agency relationships to the buyer and get state required legal consent to represent, if needed
  • Inform the buyer of working relationship based on state law, the REALTORS® Code of Ethics, and the broker’s business policies

Building a Relationship

  • Learn the buyer’s wants and non-negotiable needs
  • Understand the buyer’s budget and what will be needed financially
  • Help the buyer understand what property their chosen budget will buy
  • Consider having the buyer fill out a homebuyer’s checklist
  • Assist the buyer in examining how much they can afford to spend
  • Provide quality lender resources
  • Partner with the buyer to locate suitable properties for consideration
  • Match the buyer’s needs with available property
  • Constantly re-evaluate buyer’s needs and refocus property showings to fit those needs
  • After ensuring the buyer understands what is done for them, how it is done,and the benefit to them, obtain signatures on the buyer representation agreement
  • Explain how compensation is paid, who pays it, and what the buyer’s options are for paying it

Educating the Buyer

  • Communicate the working relationship based on state law, the REALTORS® Code of Ethics, and the broker’s business policies
  • Explain Federal and State Fair Housing laws
  • Explain what to look for in applicable property disclosures
  • Reassure the buyer that their personal information will remain confidential
  • Inform the buyer that you will always disclose all known material defects
  • In accordance with state law, provide information on checking the sex-offender registry and crime statistics for the neighborhood
  • Discuss available resources that the buyer can check to learn more about prospective neighborhoods
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REALTORS® are members of the National Association of REALTORS®

Preparing the Buyer

  • Explain the timeline for house hunting, mortgage approval, and closing
  • Explain the local market and how it impacts the buyer
  • Show statistics on what percentage of list price sellers in the area are currentlyreceiving
  • Inform the buyer on what home features are popular
  • Identify current average days on market
  • Share the dangers of using the price per square foot to figure home values
  • Explain the concept of absorption rate and how it impacts the buying process
  • Indicate current listing months of market inventory
  • Share estimated potential out-of-pocket costs to complete the transaction
  • Assist the buyer in analyzing the loan estimates
  • Qualify the buyer for financial ability to purchase
  • Help the buyer account for the complete costs of homeownership
  • Prepare lender for listing agent calls
  • Assist in comparing different financing options
  • Help the buyer select for viewing only those homes that fit their needs
  • Proceed in showing homes that fit the buyer’s must-haves
  • Caution the buyer on posting information to social media
  • Review the sample sales contract so the buyer is prepared when it comes time to make an offer

Showing Properties

  • Schedule showings and provide access to all listed properties as soon as they become available in their local MLS broker marketplaces
  • Educate the buyer on the immediacy of new listings appearing in their local MLS broker marketplaces and the lag time for them to appear on some websites
  • Collaborate with the buyer on properties they may have learned about through their sphere contacts
  • Research and assist on all unlisted properties the buyer wishes to see
  • Preview properties prior to showing if needed
  • Network with other agents to source properties not yet in their local MLS broker marketplaces
  • Contact homeowners in focus areas to see if they are considering selling
  • Set up an automated email alert system through their local MLS broker marketplaces that immediately notifies the buyer of properties that fit discussed requirements
  • Arrange a tour of areas, schools, and key points of interest
  • Provide resources containing neighborhood information on municipal services,schools, etc.
  • Inform the buyer of negative aspects like nearby venues or operations that may result in issues that could impact value
  • Collect and share any other vital information on available homes, remembering to follow all fair housing laws at all times
  • Check applicable zoning and building restrictions
  • Help the buyer decipher public property and tax information
  • Collect and share pertinent data on values, taxes, utility costs, etc.
  • Compare each property shown to the buyer’s wants and needs list and remind them of what they were looking for
  • Help the buyer narrow the search until the buyer identifies top choices

Negotiating Offers

  • Assist the buyer in getting the best property at the best price
  • Suggest that the buyer learn more about the neighborhood prior to makingan offer
  • Prepare a comparative market analysis (CMA) in advance of making an offer
  • Prepare the buyer to have the most attractive offer in the current marketplace
  • Explain common contract contingencies and include approved protective clauses in the purchase offer
  • Ensure that the buyer receives and understands all state and federally-required disclosure forms
  • Prioritize contract negotiation goals with the buyer
  • Help create a negotiating strategy
  • Use strategies such as an escalation clause to maintain a competitive offer
  • Prepare the buyer for a multiple offer situation and develop negotiation strategies
  • Write an offer that has a reasonable chance of being accepted
  • Recommend optional contingencies and explain the pros and cons of using them
  • Provide information on purchasing incentives that may be available
  • Discuss financing alternatives
  • Negotiate the buyer’s offers to arrive at the best price and terms
  • Utilize hyperlocal expertise and strong communication skills to assist the buyer in being the successful offer

Advocating for the Buyer and Facilitating the Close (Part 1/2)

  • Advocate for the buyer throughout the entire process
  • Encourage the buyer to fully investigate their options in terms of a home inspector, title company, appraiser, mortgage lender, and other services
  • Present a list of the types of required and optional inspections such as environmental, roofing, and mold
  • Review and discuss home inspection concerns
  • Negotiate repair requests from home inspection
  • Guide the buyer on meeting all contract deadlines
  • Assist in coordinating communications
  • Advise the buyer to review the settlement statement
  • Inform clients that they need to transfer utilities to the new residence
  • Schedule final walkthrough
  • Accompany the buyer on the walkthrough
  • Assist the buyer in questioning the appraisal report if it affects the financing
  • Confirm clear-to-close with the lender
  • Ensure all parties have all forms and information needed to close the sale
  • Remind the buyer of the location where the closing will be held
  • Confirm the closing date and time, and notify parties if there are changes
  • Gather all required forms and documents for closing
  • Explain flood insurance to the buyer
  • Explain title insurance to the buyer and refer to qualified insurance broker
  • Order any surveys needed

Advocating for the Buyer and Facilitating the Close (Part 2/2)

  • Order the appraisal
  • Order the title search
  • Confirm the status of the loan funding
  • Check addendums and alterations for agreed terms
  • Review the buyer’s closing statement to ensure accuracy
  • Explain wire fraud risks and remind clients to verify all wiring instructions before transferring funds
  • Double-check all tax, homeowners’ association dues, utility, and applicable prorations, if relevant
  • Request final closing figures from the closing agent (often an attorney ortitle company)
  • Receive and carefully review closing figures to ensure accuracy
  • Receive and carefully review title insurance commitment with the buyer
  • Advise the buyer to re-key their locks and to consider a one-time cleaning service or landscaping before moving day
  • Review documents with the closing agent (attorney)
  • Support the buyer in any final closing activities
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Actual services provided will depend on the needs of the buyer and the transaction –not all 105 things will need to be done in every transaction.

Featured content from the Center for REALTOR® Development’s Accredited Buyer’s Representative (ABR®) Designation Course. Visit crd.realtor to learn more.
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Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
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By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
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With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.

Let's Chat.

I'm sure you have questions and thoughts about the real estate process. I'd love to talk with you about what you've read here and help you along this path.
www.blyteam.com/team/deborah-bly
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Thank you!

In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.

This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you!
We'll be right there with you, every step of the way.